Financing for Energy-Efficient Retrofits

There is no doubt that I’m a huge advocate for mechanics and systems that help to better the function and efficiency of a building of any type. Whether it’s a personal home or an office/commercial building, we simply have to find ways to limit the amount of waste we create and use modern energy systems to not just cut costs but potentially get off grid. In some cases, people have been known to create so much energy onsite that they can sell it back to the local utility company. Wouldn’t that be a nice change?!

I came across an article that discusses the growing industry for funding such projects and wanted to share it with all of you who may have an interest in it. This really should include all of us, especially a person like myself who is an investment property owner/buyer who is constantly looking for ways to cut down costs and create a great environment for renters who ultimately call your property home. So much of our personal happiness comes from our environment. Wouldn’t it make obvious sense for us to find the most comfortable and peaceful place we could find to call home?

Here’s a link to:

Increasing Access to Financing for Energy-Efficient Retrofits

Written by Mike Sheridan

Please also take a look at the photo that I used for this post that points out some of the latest energy-efficient tools used in today’s homes.

One piece of equipment that I personally think is extremely valuable is the “tankless” water heater. They are extremely efficient and take a fraction of the space that a traditional tank would. Also, if you’ve never experienced radiant heating before, it will change your life!

Get out there and get to know the future of building the way it should be done now and in the future!

Contact Gabriel to buy or sell your home in San Francisco or Oakland.

gabriel@climbsf.com | 415-562-6999

www.AtHomeSF.com

@TheDapperAgent

What’s Important to the LGBT Community? Looks like Home Ownership is…

It is no question that a large segment of our residents in San Francisco are part of the LGBT community. They are a powerful force and I am honored to call many of these fine folks my dear friends. Many of my friends are home owners or look to purchase a home in the near future.

Lets take a look at some of the items that are most important to the LGBT Community when it comes to the Real Estate conversation.

Safe neighborhoods seem to be paramount in the research. Also, having access to parks is important as many same-sex couples I know that aren’t having human children call their animals their kids. Taking dogs out to the park is fun and also a lot better than doing their “doggie business” in the street. Of course, this is probably one of many reasons why a park is important but it’s something that stands out as a very San Francisco lifestyle element.

In the “Working with a Realtor” sector, it seems obvious that folks would want to work with someone who is open and willing to work with the LGBT community. Discrimination of any kind is cause for concern and a Realtor is held to the highest standard with regard to this topic. Fewer LGBT-identified folks cared if their agent was also within this distinction which says a lot about trusting who you’re working with and holding you accountable for your level of expertise as apposed to who you sleep with.

Here’s to helping EVERYONE in their pursuit of owning a home in San Francisco and EVERYWHERE!

Contact Gabriel to buy or sell your home in San Francisco.

gabriel@climbsf.com | 415-562-6999

www.AtHomeSF.com

@TheDapperAgent

More Subways in San Francisco? I hope so.

Reading a recent article from Cory Weinberg, reporter at the SF Business Times, I was struck by the importance of a more modernized and updated transportation system in the city of San Francisco, especially pertaining to subways.

Read the Full Article Here

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As a former New Yorker, I couldn’t imagine life without a subway system. Then, I move to San Francisco and quickly found out what life was like without one. It is my opinion, but I feel as though this city could greatly benefit from a fully integrated subway system.

Obviously, there are reasons why it has been difficult to do this in the past, namely, the difficulty in structural integrity that makes digging and creating things underground. I get that. But, the subway that is currently being dug that ends in Chinatown makes no sense to me. In my opinion (I have a few of these), not connecting the new subway to the F line in the Wharf makes absolutely no sense whatsoever. If we connected them we could have one large loop that could potentially bring many more people to the tourist areas as well as reduce traffic congestion. Heck, I’d likely use it too and I usually walk downtown from my home in North Beach.

I have no experience in city planning and do not pretend to. What I do know is that if we don’t take the steps to modernize this city and bring it up to date we run the risk of losing a lot of profit to help its citizens and also stay lagging in making getting around our city that much tougher as population grows. We must resist the urge to stay the “old San Francisco” and do what helps our progress in 2015 and beyond. We aren’t going to lose our “charm” by building a better way of life for our residents and visitors.

Again, this is just my opinion…

I support the efforts of those trying to make this city a better place. Please read the article to hear the full story.

Contact Gabriel to buy or sell your home in San Francisco.

gabriel@climbsf.com | 415-562-6999

www.AtHomeSF.com

@TheDapperAgent

The “Boom” is coming! Are you ready?

As we reach the final stretch to this event, a quick reminder of who is speaking and why it is so important for anyone involved in the real estate business in or around the Bay Area to be there. We look forward to seeing you on Friday for this incredible panel discussion and a fun and celebratory reception at the SF Jazz Center!

The “Building Boom” series came about 2 years ago when the SFAR’s Member Education committee concluded that it was imperative that the real estate community in San Francisco and the Bay Area stayed current on what was being built, where it was being built, who the players where and how it effected us as real estate professionals as well as our clients. We asked other key organizations in our community like The Women’s Council of RealtorsCREAAAREAA, and YPN for help in creating the areas’ best event for our members and the Building Boom was born.

This session will mark our 3rd semi-annual event and it’s the greatest one yet. We have some of the areas greatest experts in real estate sales, development, city planning, economics, and the real estate press. And, for the first time, we are offering seats to those who are non-members of SFAR (San Francisco Association of Realtors) and our affiliate associations.

The event will be followed by a reception to celebrate with friends, make new connections, and discuss your ideas and thoughts about real estate in our great city.

We are looking forward to seeing you at this incredible event! Mark your calendar and Register Here to book tickets today.

Contact Gabriel Rojas about buying or selling your Bay Area property at gabriel@climbsf.com or by phone at 415-562-6999.

www.AtHomeSF.com | @TheDapperAgent

#DapperAgent

Hey, Homebuyers! Do you know your credit score?

 It’s that time of the year again. Yup, even in places like San Francisco, we can experience a peak in home sales during the Summer. If you’re one of those homebuyers looking right now, knowing your credit score not only builds confidence but also makes applying for your home loan that much easier. Once that pre-approval letter is in-hand there’s no stopping us!

Let’s take a close look at the chart below. Is it possible that 54% out of the prospective home buyers in this study really don’t know their credit score?!?! Seriously? You really shouldn’t be considering a home purchase without this information. With more difficult standards in the loan qualification process these days, this is really one of the very first things you’ll need to find out.

Finding out is pretty simply these days. There are services like CreditKarma.com and FreeCreditReport.com (a paid service). I find that FreeCreditReport.com is more accurate than others but that is just MY experience. I’ve found that Credit Karma leans to the high side pretty significantly. I’ve also found that when using the credit scoring systems on my credit card account that include them.

Look at the numbers on the bottom of this graph. Only 28% of people polled say that they’re keeping their credit card balances low. Please keep in mind that about 35% of your credit score is effected by this factor. I’ve heard that keeping it under 30% of the max limit is the criteria. I do half of that and keep mine under 15% almost all the time. I also pay off all debt in full each month.

One factor that I do like to see when getting close to applying for a home loan is the low number of people applying for or opening a new credit card. This also goes for things like auto loans and retail store cards. I would always advise a client to avoid doing this until close of escrow. Any changes like this during the loan process and before you close can be a sure way to lose the home of your dreams. Do not do this while you’re applying or already in the loan process, please!

A couple months ago, I blogged about 6 Myths of Credit Scores. Take a look at the following link to read that article too. It’s quite helpful.

Credit Card Myths

Contact Gabriel about buying or selling your Bay Area property at gabriel@climbsf.com or by phone at 415-562-6999.

www.AtHomeSF.com | @TheDapperAgent

#DapperAgent

SF Building Boom Comes to the SF Jazz Center!

I am very pleased to announce the 3rd Annual SF Building Boom Panel Discussion is coming to the SF Jazz Center on September 18th!

The “Building Boom” series came about 2 years ago when the SFAR’sMember Education committee concluded that it was imperative that the real estate community in San Francisco and the Bay Area stayed current on what was being built, where it was being built, who the players where and how it effected us as real estate professionals as well as our clients. We asked other key organizations in our community like The Women’s Council of RealtorsCREAAAREAA, and YPN for help in creating the areas’ best event for our members and the Building Boom was born.

This session will mark our 3rd annual event and it’s the greatest one yet. We have some of the areas greatest experts in real estate sales, development, city planning, economic growth, and the real estate press. And, for the first time, we are offering seats to those who are non-members of SFAR (San Francisco Association of Realtors) and our affiliate associations.

The event will be followed by a reception to celebrate with friends, make new connections, and discuss your ideas and thoughts about real estate in our great city.

Another first for us is the opportunity for sponsorship. If you have an interest in getting your real estate-related product or service in front of hundreds of real estate professionals, contact Deborah Grinnell at deborah@sfrealtors.com or by phone at 415-230-26732.

We are looking forward to seeing you at this incredible event! Mark your calendar and Register Here to book tickets today.

Contact Gabriel Rojas about buying or selling your Bay Area property at gabriel@climbsf.com or by phone at 415-562-6999.

www.AtHomeSF.com | @TheDapperAgent

#DapperAgent

You need a condo. I have the answer. Fulton 555 comes to San Francisco.

Okay, we have a housing shortage in San Francisco. So what?! The key to getting into contract in the new construction market is to work with someone with ties to the new development marketplace and the people selling it. I’m that person.

Today, I meet with my team to get the currently unreleased pricing information on Hayes Valley’s latest offering, Fulton 555. This new construction is a collection of 139 modern residences with a broad array of junior one-, one-, two-bedroom and town home floor plans, many of which feature generous outdoor space.

Fulton 555’s amenities include a lounge, rooftop terrace, dog park, bike workstation, private meeting space and an onsite grocery store.

If you are buying with a loan you must be pre-approved first. If this applies to you then contact me and I will fill you in on who the preferred lenders are for this project.

Gabriel is an expert in new construction in San Francisco and Oakland. Contact Gabriel at gabriel@climbsf.com or at 415-562-6999 for more information on Fulton 555 or other new projects in the area.

You’ll also see Gabriel on the new Million Dollar Listing San Francisco.

www.AtHomeSF.com

Million Dollar Listing San Francisco Premiere at Local Edition!

Well, what can I say about it? It was cool? It was fun? No, it was a stellar celebration for the premiere of Million Dollar Listing last week at Local Edition in San Francisco. Hosted by Climb Real Estate Group and Sindeo, we had a packed house celebrating my friend and fellow-Climber, Justin Fichelson.

Justin was absolutely great on the show and has already received many accolades and articles supporting this. The only native of San Francisco in the show, Justin has an incredible knowledge of the city and has a massive network to boot. His philanthropic work was also part of the celebration raising money for The Exploratorium on the Embarcadero. In all, $18,000 was raised for a program aimed to help high school students work there providing support and doing tours to visitors of this most amazing San Francisco attraction.

On a personal note, I am happy to announce that I appeared on the show with Justin around the half-way mark. I’m on for about 10 seconds and I think I say about two words but, hey, it’s a start! Word has it that I’ll be on episode 3 as well. Stay tuned!

I want to send a HUGE thank you to the entire production team for including me on the very first show. You are true professionals and an amazingly talented team. I look forward to working with you more on Season 2!

Justin, a job well done and congratulations again on your spot on the show! I’m wishing you great success in the SF real estate world and as a member of the Climb family!

My gorgeous date, Amy, and me arriving at the premiere last week.

For more information about buying or selling in San Francisco or Oakland, contact Gabriel at gabriel@climbsf.com or 415-562-6999.

www.AtHomeSF.com

Is love in the cards for Google and The Shipyard?

It’s just a matter of time before this part of San Francisco is a highly flourishing area with jobs and beautiful homes. The question is who will help build it and how long will it take? Moves like the potential Google investment could really help to expedite this.

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Read the full article by SF Business Times writer, Cory Weinberg:

EXCLUSIVE: Google eyes S.F.’s Hunters Point Shipyard for future office space

As always, I’m always suggesting to my more pioneering clients that this is an area to invest in. As someone who invested in areas like South Harlem in the early 2000s, I can tell you from experience that it’s always best to buy or build early than too late.

For more information about buying or selling in San Francisco and Oakland, contact Gabriel at gabriel@climbsf.com or 415-562-6999.

www.AtHomeSF.com

The Pacific comes to San Francisco!

Located at 2121 Webster Street in San Francisco, The Pacific is a new condominium building coming to market in late 2015.

In charge of the architecture and the interior design is Handel Architects. This 76-unit buildings is being called a modern luxury building according to Handel and will go into its sales phase in late 2015 and delivery is scheduled for Spring 2016.

Little is known about this project at the moment but it will be comprised of a limited number of luxury flats, two-story penthouses and three-bedroom townhouses. Some key features of the project include:

Square feet:

Approx. 157,170 residential, 9 floors

Sustainable features:

LEED Gold

Adaptive re-use of the existing building.

Adjacent townhomes: LEED Silver

Electric vehicle charging stations

One dedicated City CarShare space

One charity: water well funded (Not certain what Trumark Urban means by this but I will follow up once I’ve found out more.)

Here is a link to The Pacific:

The Pacific

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I’m very pleased to report on this new project as San Francisco continues to look for ways to increase its housing supply.

For more information on buying or selling in San Francisco, contact Gabriel at gabriel@climbsf.com or via phone at 415-562-6999.

www.AtHomeSF.com