Can Millennials Find the American Dream?

With a shrinking middle class and with median incomes decreasing, is it still possible for Millennials to find their way to the American Dream. Well, obviously, it comes down to what your definition of American Dream is but, if it’s the traditional kind of working for yourself and having the ability and means to buy a home for yourself, let’s look at some facts.

The item to note, in my opinion, is the lack of jobs for such a large group of Americans. You may have a great education but may be having a difficult time finding a job. I don’t think there is any doubt as to why so many young folks want to live in urban areas. It’s lots of fun and there are JOBS!

Once you’re fortunate to find a job, paying down those student loans is, or should be, your main priority. I was lucky enough to have a smaller student loan balance after school after going to state universities in New York during a time when school wasn’t nearly as expensive as it is today. That said, paying off those loans was my main priority and, once I did, it opened up other opportunities.

If you’re interested in starting a family, well, just take a look at the statistic above. As you can see, this study estimates that it will cost around $250K to raise one child from birth to 18 years. To me, that seems a bit low but it all comes down to where you live I suppose. Just a word of advice from this old man: Don’t rush on this step. There’s plenty of time to raise a child or two after 30 years old. In fact, if you and your partner can, perhaps waiting longer to do this would be advantageous as you build your reserves, etc.

Millennials are a very important segment of our population and needed to be treated so. They are the leaders and future leaders of this country and they need our support. I hope they find a more fruitful life than we have left them so far. With their intelligence and forward thinking spirit, I’m sure they’ll find a way to great prosperity in no time.

Contact Gabriel for a consultation to buy or sell a home in San Francisco or Oakland. He can be reached at gabriel@climbsf.com or 415-562-6999.

www.AtHomeSF.com

@TheDapperAgent

More Subways in San Francisco? I hope so.

Reading a recent article from Cory Weinberg, reporter at the SF Business Times, I was struck by the importance of a more modernized and updated transportation system in the city of San Francisco, especially pertaining to subways.

Read the Full Article Here

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As a former New Yorker, I couldn’t imagine life without a subway system. Then, I move to San Francisco and quickly found out what life was like without one. It is my opinion, but I feel as though this city could greatly benefit from a fully integrated subway system.

Obviously, there are reasons why it has been difficult to do this in the past, namely, the difficulty in structural integrity that makes digging and creating things underground. I get that. But, the subway that is currently being dug that ends in Chinatown makes no sense to me. In my opinion (I have a few of these), not connecting the new subway to the F line in the Wharf makes absolutely no sense whatsoever. If we connected them we could have one large loop that could potentially bring many more people to the tourist areas as well as reduce traffic congestion. Heck, I’d likely use it too and I usually walk downtown from my home in North Beach.

I have no experience in city planning and do not pretend to. What I do know is that if we don’t take the steps to modernize this city and bring it up to date we run the risk of losing a lot of profit to help its citizens and also stay lagging in making getting around our city that much tougher as population grows. We must resist the urge to stay the “old San Francisco” and do what helps our progress in 2015 and beyond. We aren’t going to lose our “charm” by building a better way of life for our residents and visitors.

Again, this is just my opinion…

I support the efforts of those trying to make this city a better place. Please read the article to hear the full story.

Contact Gabriel to buy or sell your home in San Francisco.

gabriel@climbsf.com | 415-562-6999

www.AtHomeSF.com

@TheDapperAgent

SF Building Boom Comes to the SF Jazz Center!

I am very pleased to announce the 3rd Annual SF Building Boom Panel Discussion is coming to the SF Jazz Center on September 18th!

The “Building Boom” series came about 2 years ago when the SFAR’sMember Education committee concluded that it was imperative that the real estate community in San Francisco and the Bay Area stayed current on what was being built, where it was being built, who the players where and how it effected us as real estate professionals as well as our clients. We asked other key organizations in our community like The Women’s Council of RealtorsCREAAAREAA, and YPN for help in creating the areas’ best event for our members and the Building Boom was born.

This session will mark our 3rd annual event and it’s the greatest one yet. We have some of the areas greatest experts in real estate sales, development, city planning, economic growth, and the real estate press. And, for the first time, we are offering seats to those who are non-members of SFAR (San Francisco Association of Realtors) and our affiliate associations.

The event will be followed by a reception to celebrate with friends, make new connections, and discuss your ideas and thoughts about real estate in our great city.

Another first for us is the opportunity for sponsorship. If you have an interest in getting your real estate-related product or service in front of hundreds of real estate professionals, contact Deborah Grinnell at deborah@sfrealtors.com or by phone at 415-230-26732.

We are looking forward to seeing you at this incredible event! Mark your calendar and Register Here to book tickets today.

Contact Gabriel Rojas about buying or selling your Bay Area property at gabriel@climbsf.com or by phone at 415-562-6999.

www.AtHomeSF.com | @TheDapperAgent

#DapperAgent

It’s my honor to serve!

Now well into January of this new year, I want to send out a very sincere thank you to all of you who encouraged and supported me during my journey that led to my serving on the Board of Directors at the San Francisco Association of REALTORS® in 2015. With our first meeting completed, I understand, more than ever, the importance and the responsibility of this role and feel more gratitude than ever before.

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Thank you for bestowing this honor upon me and enabling me to help the real estate community and the citizens of San Francisco and those effected by this amazing organization.

A special thank you must go out to my team and family at Climb Real Estate Group, my fellow members of SFAR who encouraged me to run and who voted for me, my fellow members who were also appointed to the Board, and to Patrick Barber, our new SFAR president. You’re an amazing asset to our Association, Patrick!

Thank you! It’s an honor and a privilege to serve.

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Why San Francisco is Not New York

I’m from New York and have been in San Francisco now for just shy of 8 years. I love this article. It rings true in so many ways. Truth is, I don’t want San Francisco to be New York and, quite frankly, I don’t think it ever will be. Thank goodness…
Nick Bilton/The New York Times

Nick Bilton/The New York Times

The link to the original article: http://bits.blogs.nytimes.com/2014/03/20/why-san-francisco-isnt-the-new-new-york/?module=BlogPost-Title&version=Blog%20Main&contentCollection=Uncategorized&action=Click&pgtype=Blogs&region=Body