Can Millennials Find the American Dream?

With a shrinking middle class and with median incomes decreasing, is it still possible for Millennials to find their way to the American Dream. Well, obviously, it comes down to what your definition of American Dream is but, if it’s the traditional kind of working for yourself and having the ability and means to buy a home for yourself, let’s look at some facts.

The item to note, in my opinion, is the lack of jobs for such a large group of Americans. You may have a great education but may be having a difficult time finding a job. I don’t think there is any doubt as to why so many young folks want to live in urban areas. It’s lots of fun and there are JOBS!

Once you’re fortunate to find a job, paying down those student loans is, or should be, your main priority. I was lucky enough to have a smaller student loan balance after school after going to state universities in New York during a time when school wasn’t nearly as expensive as it is today. That said, paying off those loans was my main priority and, once I did, it opened up other opportunities.

If you’re interested in starting a family, well, just take a look at the statistic above. As you can see, this study estimates that it will cost around $250K to raise one child from birth to 18 years. To me, that seems a bit low but it all comes down to where you live I suppose. Just a word of advice from this old man: Don’t rush on this step. There’s plenty of time to raise a child or two after 30 years old. In fact, if you and your partner can, perhaps waiting longer to do this would be advantageous as you build your reserves, etc.

Millennials are a very important segment of our population and needed to be treated so. They are the leaders and future leaders of this country and they need our support. I hope they find a more fruitful life than we have left them so far. With their intelligence and forward thinking spirit, I’m sure they’ll find a way to great prosperity in no time.

Contact Gabriel for a consultation to buy or sell a home in San Francisco or Oakland. He can be reached at gabriel@climbsf.com or 415-562-6999.

www.AtHomeSF.com

@TheDapperAgent

Own a piece of historic San Francisco at Mint Plaza

I am thrilled to announce my new listing at 10 Mint Plaza, a historical location home to not only stunning condos but also the historical San Francisco Mint Building. The “Mint” was completed in 1854 to deal with the obvious need to turn raw gold into coins. In fact, in its first year of operation, the SF Mint turned four million dollars worth of gold bullions into coins. That’s a lotta coins! Follow this link to find out more about our historical site: San Francisco Mint

Just next door to the Mint building lies Mint Plaza. Also an historical row of buildings that includes 10 Mint Plaza, extensively converted in 2006 by the Martin Building Company and released for sale in 2014 know as the Sliver Building. My client purchased unit #1 during this first release and is now ready to sell.

This home is very special. A private elevator opens to a full-floor loft home with polished concrete ceilings and soaring ceilings. There are custom features in all directions like wood panel hallway walls and steel work center and hidden washer and dryer. The features and amenities go on and on. Here is a link to the original website: Sliver Building

A view and a list of features can be found here: 10 Mint Plaza

See all the great attractions that surround this wonderful home:

Contact me directly at 415-562-6999 or gabriel@climbsf.com for more information or to view the home.

 www.AtHomeSF.com

@TheDapperAgent

Get Connected…To Your Community

As a Realtor, I love it when I get to work in my own community. Why? Well, let me tell you.

Whether as a listing agent or a buyer’s agent, when someone is interested in my neighborhood or community I get excited. The reason for this is familiarity. I know my neighborhood, the people in it, the local shop owners, restaurant and bar owners, etc. very well. I love sharing my knowledge with people considering a purchase there or with buyers who come to visit a listing.

We all know the importance of using the internet for real estate information. It provides us statistics, listing information, and local business info amongst other things. That said, there is nothing that can replace the real people who live and work in our communities.

Get out and do some researching through immersion. Take a walk in your areas of interest with your Realtor and let them share with you their local knowledge. I love touring with clients and sharing the local knowledge I have. Technology is amazing but nothing beats the real thing. The human connection.

Contact Gabriel for your free consultation to buy or sell a home in San Francisco or Oakland.

www.AtHomeSF.com

@TheDapperAgent

Home Improvements That Pay Off

For many of us it’s time to consider cashing in on a good return on our homes or investment property. Values are at an all-time high in some areas and those gains are good for our next “steps”. Making sure you maximize on those gains is a huge consideration and one way to get the best price for your listing is to do some remodeling or improvements.

The attached graph, provided by C.A.R., shows us some good projects and their returns in the Pacific region of the country. Each segment of the country has different “improvements” that will be more important so make sure to source your local Realtor and consider what  would like to have when searching for your next property. Remember though, a overly specific uses like a custom rack for your widgets may not suite everyone. In fact, it may turn off some buyers.

Take a look at that return on the Entry Door! In my opinion, that is one of those additions that can work pretty much anywhere in the United States. Security for you and your family is paramount.

A recent addition of a wooden deck to a property I’m involved with in the Bay Area has me feeling good right now after seeing the second item on the list. After all, having a new outdoor space at a home is always wonderful.

Finally, the garage door replacement seems like a no brainer to me. Having an updated door provides security into the home, likely better and more up-to-date materials, and the confidence in knowing it won’t fall on your car when pulling into the garage! The other bonus is the pleasure of looking at a brand new door. It just looks better and adds curb appeal.

Whether it’s just for your own personal use or for an upcoming listing, these home improvements are a good way to add value and some can provide you with a good return. Consider these carefully when prioritizing your next project.

Let me close with a very important consideration which is choosing the right contractor for your next job. Please see a recent blog I wrote demonstrating the things to look for and look out for when deciding on your next contractor:

Hiring the Right Contractor is a Big Deal

Contact Gabriel to buy or sell your home in San Francisco or Oakland.

gabriel@climbsf.com | 415-562-6999

www.AtHomeSF.com

@TheDapperAgent

Hiring the “Right” Contractor is a Big Deal

We’ve heard a million horror stories of people who’ve hired and used the wrong contractor over the years. The time frame went weeks or even months longer than agreed upon. Budgets were doubled or tripled after all was said and done.

Don’t get the wrong idea though. Not all contractors are bad or untrustworthy. In fact, the contractors on my “team” are outstanding professionals and truly good people. Those are the people you want to work with and those are the kinds of people you will find who include the items mentioned in this very important “check list” of items you should be referring to when selecting the right contractor for your needs.

Read these points very carefully. They are all so important starting with multiple assessments and bids on price and timeline. Terms can be drastically different between contractors so get at least two if not three or more. You do this with doctors and other professionals so why would you skip this step when it comes to your home or your investment property?

I would like to suggest one more item to add to this list: Renderings! In my opinion, a good/great contractor with be able to recommend the right materials based on your needs and also provide you with a full rendering presentation of what the project will look like when it’s complete. Do not move forward until you’ve seen these and approved them! Taking a contractors word for it that ‘It’s going to look great!’ is not good enough.

My clients come to me asking for referrals and I’m happy to suggest various resources for their needs. Trust your Realtor to also do the same. Part of being a successful Realtor is having a “team” of various professionals that we’ve built trusting relationships with. Your Realtor can do a lot more for you than just fill out forms to buy or sell a property.

Contact Gabriel to buy or sell your home in San Francisco or Oakland.

gabriel@climbsf.com | 415-562-6999

www.AtHomeSF.com

@TheDapperAgent

Climb’s New Mid-Market Office is Launched!

Climb Real Estate is truly the most innovative real estate company I know of anywhere in Northern California and possibly in the country. I am constantly blown away by new ideas, apps/platforms, and ways of “seeing” the business of real estate that Climb brings to the table.

One such idea is a work space, or, “Lab”. It’s a combination of real estate office shared with other companies in the very successful WeWork concept at 25 Taylor Street in San Francisco. It’s also a place where Climb’s Director of Technology, Mark Choey, and the team create new technology to help those interested in buying, selling, or just staying current in the industry by way of inventions like Explore, Climb’s custom search platform. This space is also about design. Part of what makes Climb so special is its desire to stay connected to people visually by way of amazing aesthetics in furniture and architecture.

Come take a tour of our new office in Mid-Market. You’ll find me there during the week doing deals, making great connections with the folks who share space with us, and just enjoying the beauty of the space. This place is amazing!

 If you’d like a tour of the space, please contact Gabriel at gabriel@climbsf.com or 415-562-6999.

Contact Gabriel to buy or sell your home in San Francisco or Oakland.

gabriel@climbsf.com | 415-562-6999

www.AtHomeSF.com

@TheDapperAgent

Financing for Energy-Efficient Retrofits

There is no doubt that I’m a huge advocate for mechanics and systems that help to better the function and efficiency of a building of any type. Whether it’s a personal home or an office/commercial building, we simply have to find ways to limit the amount of waste we create and use modern energy systems to not just cut costs but potentially get off grid. In some cases, people have been known to create so much energy onsite that they can sell it back to the local utility company. Wouldn’t that be a nice change?!

I came across an article that discusses the growing industry for funding such projects and wanted to share it with all of you who may have an interest in it. This really should include all of us, especially a person like myself who is an investment property owner/buyer who is constantly looking for ways to cut down costs and create a great environment for renters who ultimately call your property home. So much of our personal happiness comes from our environment. Wouldn’t it make obvious sense for us to find the most comfortable and peaceful place we could find to call home?

Here’s a link to:

Increasing Access to Financing for Energy-Efficient Retrofits

Written by Mike Sheridan

Please also take a look at the photo that I used for this post that points out some of the latest energy-efficient tools used in today’s homes.

One piece of equipment that I personally think is extremely valuable is the “tankless” water heater. They are extremely efficient and take a fraction of the space that a traditional tank would. Also, if you’ve never experienced radiant heating before, it will change your life!

Get out there and get to know the future of building the way it should be done now and in the future!

Contact Gabriel to buy or sell your home in San Francisco or Oakland.

gabriel@climbsf.com | 415-562-6999

www.AtHomeSF.com

@TheDapperAgent

More Subways in San Francisco? I hope so.

Reading a recent article from Cory Weinberg, reporter at the SF Business Times, I was struck by the importance of a more modernized and updated transportation system in the city of San Francisco, especially pertaining to subways.

Read the Full Article Here

Screen Shot 2015-09-17 at 1.59.09 PM

As a former New Yorker, I couldn’t imagine life without a subway system. Then, I move to San Francisco and quickly found out what life was like without one. It is my opinion, but I feel as though this city could greatly benefit from a fully integrated subway system.

Obviously, there are reasons why it has been difficult to do this in the past, namely, the difficulty in structural integrity that makes digging and creating things underground. I get that. But, the subway that is currently being dug that ends in Chinatown makes no sense to me. In my opinion (I have a few of these), not connecting the new subway to the F line in the Wharf makes absolutely no sense whatsoever. If we connected them we could have one large loop that could potentially bring many more people to the tourist areas as well as reduce traffic congestion. Heck, I’d likely use it too and I usually walk downtown from my home in North Beach.

I have no experience in city planning and do not pretend to. What I do know is that if we don’t take the steps to modernize this city and bring it up to date we run the risk of losing a lot of profit to help its citizens and also stay lagging in making getting around our city that much tougher as population grows. We must resist the urge to stay the “old San Francisco” and do what helps our progress in 2015 and beyond. We aren’t going to lose our “charm” by building a better way of life for our residents and visitors.

Again, this is just my opinion…

I support the efforts of those trying to make this city a better place. Please read the article to hear the full story.

Contact Gabriel to buy or sell your home in San Francisco.

gabriel@climbsf.com | 415-562-6999

www.AtHomeSF.com

@TheDapperAgent

The “Boom” is coming! Are you ready?

As we reach the final stretch to this event, a quick reminder of who is speaking and why it is so important for anyone involved in the real estate business in or around the Bay Area to be there. We look forward to seeing you on Friday for this incredible panel discussion and a fun and celebratory reception at the SF Jazz Center!

The “Building Boom” series came about 2 years ago when the SFAR’s Member Education committee concluded that it was imperative that the real estate community in San Francisco and the Bay Area stayed current on what was being built, where it was being built, who the players where and how it effected us as real estate professionals as well as our clients. We asked other key organizations in our community like The Women’s Council of RealtorsCREAAAREAA, and YPN for help in creating the areas’ best event for our members and the Building Boom was born.

This session will mark our 3rd semi-annual event and it’s the greatest one yet. We have some of the areas greatest experts in real estate sales, development, city planning, economics, and the real estate press. And, for the first time, we are offering seats to those who are non-members of SFAR (San Francisco Association of Realtors) and our affiliate associations.

The event will be followed by a reception to celebrate with friends, make new connections, and discuss your ideas and thoughts about real estate in our great city.

We are looking forward to seeing you at this incredible event! Mark your calendar and Register Here to book tickets today.

Contact Gabriel Rojas about buying or selling your Bay Area property at gabriel@climbsf.com or by phone at 415-562-6999.

www.AtHomeSF.com | @TheDapperAgent

#DapperAgent

Million Dollar Listing San Francisco Premiere at Local Edition!

Well, what can I say about it? It was cool? It was fun? No, it was a stellar celebration for the premiere of Million Dollar Listing last week at Local Edition in San Francisco. Hosted by Climb Real Estate Group and Sindeo, we had a packed house celebrating my friend and fellow-Climber, Justin Fichelson.

Justin was absolutely great on the show and has already received many accolades and articles supporting this. The only native of San Francisco in the show, Justin has an incredible knowledge of the city and has a massive network to boot. His philanthropic work was also part of the celebration raising money for The Exploratorium on the Embarcadero. In all, $18,000 was raised for a program aimed to help high school students work there providing support and doing tours to visitors of this most amazing San Francisco attraction.

On a personal note, I am happy to announce that I appeared on the show with Justin around the half-way mark. I’m on for about 10 seconds and I think I say about two words but, hey, it’s a start! Word has it that I’ll be on episode 3 as well. Stay tuned!

I want to send a HUGE thank you to the entire production team for including me on the very first show. You are true professionals and an amazingly talented team. I look forward to working with you more on Season 2!

Justin, a job well done and congratulations again on your spot on the show! I’m wishing you great success in the SF real estate world and as a member of the Climb family!

My gorgeous date, Amy, and me arriving at the premiere last week.

For more information about buying or selling in San Francisco or Oakland, contact Gabriel at gabriel@climbsf.com or 415-562-6999.

www.AtHomeSF.com

72 Townsend if finally here!

As some of you may remember, I wrote about this new mid-rise development a year ago when I had a listing next door to the site of this new condo building. The much-anticipated completion is around the corner and sales are starting now. For more information or for a tour of the sales office, please contact me at 415-562-6999 or via email at gabriel@climbsf.com.

I’m looking forward to putting my buyer clients into this amazing new building!

72_Townsend_rendering

http://news.kbhome.com/blog/72-townsend/live-lap-luxury-kb-homes-72-townsend-san-francisco

#72Townsend#SouthBeachSF @ClimbSF+KB Home#SFRE

Tech Savvy Home Buyers

The world is now full of Tech-Savvy buyers.

Check out these statistics on how buyers are using technology. 89% of home buyers are currently using online resources during the home buying process and 71% are using online resources to submit documents to their lenders!

Tech-Smart Buyers

Causes and Solutions to our Water Crisis in California. Please do your part!

What can we do help our great state alleviate our current water crisis? See the chart below to find ways to help this serious issue.

The California Water Crisis

The California Water Crisis

Why San Francisco is Not New York

I’m from New York and have been in San Francisco now for just shy of 8 years. I love this article. It rings true in so many ways. Truth is, I don’t want San Francisco to be New York and, quite frankly, I don’t think it ever will be. Thank goodness…
Nick Bilton/The New York Times

Nick Bilton/The New York Times

The link to the original article: http://bits.blogs.nytimes.com/2014/03/20/why-san-francisco-isnt-the-new-new-york/?module=BlogPost-Title&version=Blog%20Main&contentCollection=Uncategorized&action=Click&pgtype=Blogs&region=Body