Get Connected…To Your Community

As a Realtor, I love it when I get to work in my own community. Why? Well, let me tell you.

Whether as a listing agent or a buyer’s agent, when someone is interested in my neighborhood or community I get excited. The reason for this is familiarity. I know my neighborhood, the people in it, the local shop owners, restaurant and bar owners, etc. very well. I love sharing my knowledge with people considering a purchase there or with buyers who come to visit a listing.

We all know the importance of using the internet for real estate information. It provides us statistics, listing information, and local business info amongst other things. That said, there is nothing that can replace the real people who live and work in our communities.

Get out and do some researching through immersion. Take a walk in your areas of interest with your Realtor and let them share with you their local knowledge. I love touring with clients and sharing the local knowledge I have. Technology is amazing but nothing beats the real thing. The human connection.

Contact Gabriel for your free consultation to buy or sell a home in San Francisco or Oakland.

www.AtHomeSF.com

@TheDapperAgent

Hiring the “Right” Contractor is a Big Deal

We’ve heard a million horror stories of people who’ve hired and used the wrong contractor over the years. The time frame went weeks or even months longer than agreed upon. Budgets were doubled or tripled after all was said and done.

Don’t get the wrong idea though. Not all contractors are bad or untrustworthy. In fact, the contractors on my “team” are outstanding professionals and truly good people. Those are the people you want to work with and those are the kinds of people you will find who include the items mentioned in this very important “check list” of items you should be referring to when selecting the right contractor for your needs.

Read these points very carefully. They are all so important starting with multiple assessments and bids on price and timeline. Terms can be drastically different between contractors so get at least two if not three or more. You do this with doctors and other professionals so why would you skip this step when it comes to your home or your investment property?

I would like to suggest one more item to add to this list: Renderings! In my opinion, a good/great contractor with be able to recommend the right materials based on your needs and also provide you with a full rendering presentation of what the project will look like when it’s complete. Do not move forward until you’ve seen these and approved them! Taking a contractors word for it that ‘It’s going to look great!’ is not good enough.

My clients come to me asking for referrals and I’m happy to suggest various resources for their needs. Trust your Realtor to also do the same. Part of being a successful Realtor is having a “team” of various professionals that we’ve built trusting relationships with. Your Realtor can do a lot more for you than just fill out forms to buy or sell a property.

Contact Gabriel to buy or sell your home in San Francisco or Oakland.

gabriel@climbsf.com | 415-562-6999

www.AtHomeSF.com

@TheDapperAgent

Hey, Homebuyers! Do you know your credit score?

 It’s that time of the year again. Yup, even in places like San Francisco, we can experience a peak in home sales during the Summer. If you’re one of those homebuyers looking right now, knowing your credit score not only builds confidence but also makes applying for your home loan that much easier. Once that pre-approval letter is in-hand there’s no stopping us!

Let’s take a close look at the chart below. Is it possible that 54% out of the prospective home buyers in this study really don’t know their credit score?!?! Seriously? You really shouldn’t be considering a home purchase without this information. With more difficult standards in the loan qualification process these days, this is really one of the very first things you’ll need to find out.

Finding out is pretty simply these days. There are services like CreditKarma.com and FreeCreditReport.com (a paid service). I find that FreeCreditReport.com is more accurate than others but that is just MY experience. I’ve found that Credit Karma leans to the high side pretty significantly. I’ve also found that when using the credit scoring systems on my credit card account that include them.

Look at the numbers on the bottom of this graph. Only 28% of people polled say that they’re keeping their credit card balances low. Please keep in mind that about 35% of your credit score is effected by this factor. I’ve heard that keeping it under 30% of the max limit is the criteria. I do half of that and keep mine under 15% almost all the time. I also pay off all debt in full each month.

One factor that I do like to see when getting close to applying for a home loan is the low number of people applying for or opening a new credit card. This also goes for things like auto loans and retail store cards. I would always advise a client to avoid doing this until close of escrow. Any changes like this during the loan process and before you close can be a sure way to lose the home of your dreams. Do not do this while you’re applying or already in the loan process, please!

A couple months ago, I blogged about 6 Myths of Credit Scores. Take a look at the following link to read that article too. It’s quite helpful.

Credit Card Myths

Contact Gabriel about buying or selling your Bay Area property at gabriel@climbsf.com or by phone at 415-562-6999.

www.AtHomeSF.com | @TheDapperAgent

#DapperAgent

You need a condo. I have the answer. Fulton 555 comes to San Francisco.

Okay, we have a housing shortage in San Francisco. So what?! The key to getting into contract in the new construction market is to work with someone with ties to the new development marketplace and the people selling it. I’m that person.

Today, I meet with my team to get the currently unreleased pricing information on Hayes Valley’s latest offering, Fulton 555. This new construction is a collection of 139 modern residences with a broad array of junior one-, one-, two-bedroom and town home floor plans, many of which feature generous outdoor space.

Fulton 555’s amenities include a lounge, rooftop terrace, dog park, bike workstation, private meeting space and an onsite grocery store.

If you are buying with a loan you must be pre-approved first. If this applies to you then contact me and I will fill you in on who the preferred lenders are for this project.

Gabriel is an expert in new construction in San Francisco and Oakland. Contact Gabriel at gabriel@climbsf.com or at 415-562-6999 for more information on Fulton 555 or other new projects in the area.

You’ll also see Gabriel on the new Million Dollar Listing San Francisco.

www.AtHomeSF.com

Is Staging a Home Important? Absolutely!

As a busy listing agent in one of the hottest markets in the world, I discuss the importance of staging with my sellers all the time. Some resist thinking that the cost isn’t worth it. This couldn’t be further from the truth. It is proven that staging costs come back to you at, typically, 5 times or more when it’s time to review offers. It may be possible to get away with not staging outside of major metropolitan areas but in a place like San Francisco, it is imperative that potential buyers envision themselves living in a home when they come to your open house and see you listing online. This one step can keep you from leaving thousands of dollars on the table. Important decision? You bet!

Staging your home can also help you to de-clutter your home and utilize furniture that is appropriately sized and up-to-date with current trends that potential buyers can connect to. Have you ever gone to a home and seen a sofa the size of an aircraft carrier in a tiny living room? I have. It takes over the room and simply doesn’t work. It makes the room seem smaller than it is and will most definitely turn buyers off.

Take a look at this graph that shows the highlights and benefits of staging and also shows the ranking of rooms to stage for more effect.

To list your home and for more helpful information about staging and selling your property, contact Gabriel at gabriel@climbsf.com or at 415-562-6999.

www.AtHomeSF.com

Amero’s Close Out Event!

A final close-out event will happen this Wednesday at Amero at 1501 Filbert Street from 4-6 PM. This event will be spotlighting the final two remaining homes that feature amazing Golden Gate Bridge views.

Amero-san-francisco-real-estate-consulting

Wine and hors d’oeuvres will be provided by Plumpjack Winery.

428144_2_2

http://amerosf.com

www.AtHomeSF.com

@AmeroSF Climb Real Estate    @plumpjackwinery

 

72 Townsend if finally here!

As some of you may remember, I wrote about this new mid-rise development a year ago when I had a listing next door to the site of this new condo building. The much-anticipated completion is around the corner and sales are starting now. For more information or for a tour of the sales office, please contact me at 415-562-6999 or via email at gabriel@climbsf.com.

I’m looking forward to putting my buyer clients into this amazing new building!

72_Townsend_rendering

http://news.kbhome.com/blog/72-townsend/live-lap-luxury-kb-homes-72-townsend-san-francisco

#72Townsend#SouthBeachSF @ClimbSF+KB Home#SFRE

New Homes Hit the Market in Hunters Point this Summer!

88 new homes will begin selling at Shipyard in Summer of 2014! This is the beginning of many exciting changes slated for Hunters Point and the surrounding area.

Shipyard Olympia 1

Shipyard Olympia 2

Shipyard Olympia 3

Renderings by Transparent House

Here is a link to the official website: http://thesfshipyard.com

Homes Are Selling Fast!

Statistics on the Days on Market in California according to the California Association of Realtors (CAR). Time frames in San Francisco, California are still in the 4-6 week category and, very often, much shorter. I had a listing in January get an offer just 5 hours after my first open house!

Days on Market - May 2014

How often were homes sold for more than the asking price in 2013? Here’s a simple diagram to show you these stats.

Here is San Francisco, it is currently rare to see a home sell for less than list price. That said, I have noticed a few home under in the last three months. Don’t expect this to trend upward anytime soon though.

Offers Over List

http://athomesf.com/2014/04/30/660/

Overbidding Trends in San Francisco

Some pretty amazing stats regarding properties that are going over list price in our great city. Of course, not all homes are going this far over asking price but there seems to be a trend affecting multi-unit homes to keep an eye on.

Overbidding

See the original article at SF Gate here:

S.F. overbids: Which home sold for more over the asking price?

72 Townsend Once Again Underway

Works Commences on Delayed South Beach Condo Conversion. I’m truly looking forward to seeing this project completed. It’s going to be a great addition to our South Beach neighborhood. The one-story warehouse is the former home of Hooper’s South End Grain Warehouse, which survived the 1906 San Francisco’s earthquake. It will bring 74 new homes to our market and is slated to be completed in the summer of 2015:

72-townsendrendering

Here is a link to the original article which will explain the current happenings here: http://curbed.cc/1b6x6Hl  via @CurbedSF

5 Home Improvement Projects to Avoid in 2014

5 Home Improvement Projects to Avoid according to CAR.

It’s best to avoid over-specialized items & fixtures especially if you’re planning on listing a property in the near future. Great advice for 2014 and beyond!

5 Projects To Avoid

What Buyers Don’t Want

Interesting trends in the eyes of Buyers. Feel free to share this as it will be interesting not only to Buyers but also those looking to sell their homes soon.